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      <image:title>Blog - Creating Your Charitable Giving Strategy: Insights from Philanthropic Expert Molly Judge</image:title>
      <image:caption>Molly Judge is the Director of Philanthropic Solutions at Magic Cabinet, a private foundation with a mission to shift philanthropy to center community. In collaboration with Humanize Wealth, Magic Cabinet is providing guidance to donors with the goal of making charitable giving more joyful and lasting.</image:caption>
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      <image:title>Blog - Study your ballot &amp;amp; Statewide Initiatives in WA</image:title>
      <image:caption>Shortly after this interaction, I walked around the corner and saw a banner outside a progressive church encouraging people to “Vote No” on Washington’s ballot initiatives across the board. Seeing this made me realize that I’m spending so much energy on the presidential race that I hadn’t closely read the rest of my ballot. And when I went home and studied it, I realized there’s a lot at stake.</image:caption>
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      <image:title>Blog - Study your ballot &amp;amp; Statewide Initiatives in WA</image:title>
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      <image:title>Blog - Study your ballot &amp;amp; Statewide Initiatives in WA</image:title>
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      <image:title>Blog - Study your ballot &amp;amp; Statewide Initiatives in WA</image:title>
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      <image:title>Blog - Study your ballot &amp;amp; Statewide Initiatives in WA</image:title>
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      <image:title>Blog - Decoding the EPA’s $27 Billion Investment in Greenhouse Gas Reductions - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Humanizing real estate investments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Humanizing real estate investments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Humanizing real estate investments - Make it stand out</image:title>
      <image:caption>Humanize Wealth provides personalized wealth management for individuals, families, and foundations who value social impact, environmental justice and shared prosperity. To best guide folks along their investment journey, we are continuously learning and informing ourselves on the landscape of real estate investment opportunities that seek to create shared prosperity in our region and beyond.</image:caption>
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      <image:title>Blog - Learning Black History inspires me to be a Good Ancestor - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Learning Black History inspires me to be a Good Ancestor - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2024-01-12</lastmod>
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      <image:title>Blog - Charitable Giving Through an Equity Lens - While the concepts previewed here have been discussed in non-profit circles for many years, I share my experiences because I know many of our clients are on the same path of trying to figure out how to have the most impact with their charitable dollars and to give through the lenses of racial justice and economic equity.</image:title>
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      <image:title>Blog - Charitable Giving Through an Equity Lens</image:title>
      <image:caption>Each table had a community facilitator alongside representatives from non-profits who work deeply and directly within their communities to support individuals, families and businesses navigating these issues.</image:caption>
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      <image:title>Blog - Charitable Giving Through an Equity Lens - The CCF principle that stands out to me the most is #8:</image:title>
      <image:caption>We promote the understanding that everyone (donors, staff, funders, board members, volunteers) personally benefits from engaging in the work of social justice – it’s not just charity and compassion. Some call it “enlightened self-interest,” this belief that by investing in others and in the common good, we also personally benefit. It’s not just compassion or a sense of pity. Getting donors to see they and their families personally benefit from their donations will lead to stronger investment in their community, which will strengthen the community.⁴</image:caption>
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    <lastmod>2023-12-11</lastmod>
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    <lastmod>2026-02-24</lastmod>
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      <image:title>Blog - Humanizing Wealth through Integrated Capital</image:title>
      <image:caption>Impact represents the social and environmental impacts that investments are expected to have over time. Note that all investments have impact, whether intentional or unintentional. Return is the financial return a portfolio needs to produce over time to meet the goals and related expenditures identified during the planning process. Targeting too high of a financial return could result in investment decisions that harm people or the planet. Targeting too low of a return could result in a portfolio not producing enough income to meet long term needs. Risk, in the context of this exercise, is the potential that a portfolio fails to meet its long term financial return or non-financial impact targets.</image:caption>
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      <image:title>Blog - Humanizing Wealth through Integrated Capital - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Humanizing Wealth through Integrated Capital - Impact Investments</image:title>
      <image:caption>Beyond publicly traded stocks and bonds, there is a wide variety of private impact investments that can be layered into a portfolio to help achieve a balanced mix of impact, return and risk. We divide impact investments into two categories: finance first and impact first. Admittedly, the line between these categories is blurry. However, a finance-first impact investment is generally expected to produce a “market-rate” return alongside a positive impact. An impact-first investment will prioritize impact over return, often with the investor accepting a lower than market rate return in order to reduce harm and strive toward deeper impact.</image:caption>
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      <image:title>Blog - Humanizing Wealth through Integrated Capital</image:title>
      <image:caption>Beyond sustainable food and agriculture investments, there is a broad spectrum of themes focused on other impact opportunities including: climate solutions, clean tech, affordable and sustainable real estate, worker and community owned business and assets, gender lens investing, accessible and affordable small business lending funds, healthcare solutions and more.</image:caption>
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    <lastmod>2023-12-05</lastmod>
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      <image:title>Blog - Can the banking industry learn to center clients and climate?</image:title>
      <image:caption>The top banks financing fossil fuels globally, 2016 - 2022</image:caption>
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    <lastmod>2023-10-06</lastmod>
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      <image:title>Blog - Are you using your change-making power?</image:title>
      <image:caption>An exercise that gives me hope is to analyze the ways in which I hold power to enact change and to evaluate how I am using this power. What are the resources at my disposal – time, energy, money – and am I fully engaging these resources in alignment with my values?</image:caption>
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      <image:title>Blog - No, ESG is Not the Devil Incarnate</image:title>
      <image:caption>Over time, ESG data analysis became a tool to not only screen out poor ESG performing companies, but also to identify companies exhibiting leadership in improving ESG business practices. Along the way, the myth that ESG based investing strategies underperform due to higher costs of better ESG management and reporting has been consistently disproven by a multitude of longitudinal studies.</image:caption>
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